Payroll Giving

Payroll Giving is an easy, tax-efficient way of making regular donations through your salary.

With Payroll Giving you can donate to Railway Benefit Fund straight from your gross salary (before tax is deducted) giving immediate tax relief on your donations – meaning it costs you less to give more.

A small monthly donation makes a big difference to the lives of railway people going through difficult times.

Regular donations are important to help us plan for the future, providing an ongoing source of income to support our charitable work.

Donating directly through your employer’s payroll scheme is an easy, tax efficient way to make a regular donation.

If you choose to donate through Payroll Giving, you have full control over how much you would like to give. There is no minimum, or maximum amount and you can change things at any time.

If you pay the basic 20% tax rate, for every £1 that you earn, 20p is paid in tax. That means if you pledge £25 a month, we’ll receive the full amount but only £20 will be deducted from your net pay.

If you pay income tax at the higher rate of 40%, you can pledge £25 a month and only £15 will be deducted from your net pay, and at the highest rate of 45%, only £13.75 would be deducted.

Plus, it is more efficient for higher rate taxpayers to donate through Payroll Giving than Gift Aid as charities are unable to claim back tax above the basic rate through the Gift Aid scheme.

To get going, first check with your employer to see if your company offers Payroll Giving. If they do, they will arrange everything for you.

If your employer does not currently have a Payroll Giving scheme in place, encourage them to set one up. It’s really easy to do, just start by registering with an approved Payroll Giving agency such as Charities Trust or another HMRC approved provider.